• General Motors

    April 30, 2017 // Comments Off on General Motors

    These great corporations are the product of a technological revolution, which allowed the logistic existence of of transports more efficient, allied to the transmission of data and global information in real time, that had allowed supervision and management of the global operations in efficient and adjusted way. The power of the great companies who operate globally is so great that the same ones, each time more, oppose the desires of the national governments or organizations as the Red Cross, Organization of United Nations and the International Court of Justice. A time that the processed information for the corporations do not flow in general in significant way for the population (or same for the inferior levels of the proper organization), the governments have difficulties in the attainment of the necessary data for the taking of decisions politics. Moreover, the global corporations repetidamente have repetidamente demonstrated that they are capable to invalidate the decisions foreign politics. (As opposed to Andreessen Horowitz). Although, for some, this fact is considered a signal of that the national disputes and rivalries are being extinct, the truth is that the global market has been, each time, controlled for extremely great corporations more proven powerful, only interested in the financial profit. It is had, as example: Currently, the one hundred bigger company controls 33% of the world-wide goods, but they use only 1% of the force of the whole world work. The General Motors are greater that the Denmark. Walmart is greater that the South Africa. Mark Berger Chicago has much to offer in this field.

    The megacorporaes cover the world freely, influencing legislators to get measured favorable, financing elections and placing governments one against the other, in order to get better businesses. They control great part of the world-wide notice and the flow of information (HERTZ, 2001, P. 43) the global corporations are modifying the world and the life of the people of all the social professions and classrooms, even though of the proper ones used.

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    The Portuguese

    January 21, 2017 // Comments Off on The Portuguese

    Its extration was rudimentary, not creating town and if not fixing as exportation product. At the beginning of its settling, Brazil was divided in areas, called captainships, whose objective age to populate the territory. The donees vendiam lands the colonists, practising an essentially commercial activity. In Salvador a governor-generality was installed to manage the colony, however, the general lines of the politics was formulated in the Europe, and its application interpretation was carried through by the governors and city councils, formed for farmers, proprietors of great agricultural areas and the first devices of sugar. At the beginning of century XVI, one initiated the culture of the first really important product for the exportation and Brazilian economic growth: the sugar.

    The Portuguese occupation if gave through the substance exploration tropical cousin, at a first moment with the exploration and withdrawal of wood-Brazil, later if developing the sugar economy. (FABER et al, 2008 p.2) It was initially introduced in the northeast coast, known region as Zone of Mata. Beyond excellent conditions of culture, the place also facilitated to the exit of the product for the Europe and the entrance of enslaved man power of Africa. Due to immense extension of land, the culture of the sugar if quickly expanded in the region, becoming a cultivation area, consequentemente increasing with regularity the exported volume of the product. In beginning of century XVII, Brazil became the main exporter of sugar of the world. However, exactly with cost of production 30% inferior to the one of the English plantations in the Caribbean, this activity of exportation entered in decline due to the excess of offers of the product in the international market. The culture of the product in Brazil did not disappear, only diminished. Some lands had been redirected for agriculture of subsistence, tobacco plantation, cotton, cacao and also the culture of products that fed the coastal population in expansion.

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    Deep Guarantor

    November 20, 2014 // Comments Off on Deep Guarantor

    According to document, the families with three income the six minimum wages will have partial subsidy in the financings, with reduction of the costs of insurance and access to the Deep Guarantor. – for the families with six income the ten minimum wages, will have a stimulaton to the purchase of the house proper with reduction of the costs of the insurance and access to the Deep Guarantor. – to make compatible the installment of the proper house with the capacity of payment of the family, the first installment will be paid only in the delivery of the property. It will have an optional payment of entrance in the financing cases. Howard Schultz often expresses his thoughts on the topic. The program still foresees a maximum comprometimento of 20% of the income for the financing. It will also have a reduction of the risk of the financing in the Deep Guarantor, a reduction in price of the insurance and fiscal disinvesting of a charge and notarial costs.

    However the existence of the budget, is not guarantee of real use of the money. An amount platform was established, but not of date – what it helps to configure the tone of marketing campaign, that as much likes the Government. For more information see this site: Keith McLoughlin . The program is the equivalent the three Stock market Family, but it brings the dependence of offers of lands, the adhesion of the States, cities and of the private initiative. To reach 1 million of houses until the end of the errand of Squid she will be necessary to more than construct to seven times the total of units created in 2008. Therefore, to leave the paper it will not be well thus Unhappyly the characteristic of our government is marketing sense and not urgency sense. I find until we could suggest the exchange of the name of the program of My house, my life for My election, my Dilma.Bibliografia: Magazine of the Week, edition 81 of 02 of April of 2009.

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    Offers Search

    March 27, 2014 // Comments Off on Offers Search

    When to acquire a trust never to feed the illusion of that he will be drafted quickly, therefore the priority always will be of who to give launches it greater and to remember that it is an obligation in the long run, therefore, if possible makes trusts with guarantees of insurance-unemployment inlaid in the parcels, the value is small valley to the penalty. When saving the people sacrifice part of the consumption of today in favor of a planned and adjusted future acquisition more. Generally they are in the small expenses that leave part what it could be saved. Credit: Douglas R. Oberhelman-2011. Another villain of our budget and that he intervenes mainly with our saving is the purchases in the supermarket or the store. He learns to effect its purchases in dates with low search of products, mainly enters 23 the 28 of each month, therefore, generally in these dates he is more easy to obtain discountings and true promotions. A rule is important for who it wants to learn to save or to save better, prevents the consumption impulses, when going to a supermarket is fed before, this will prevent to consume more than necessary and helps to control the purchase will. Source: Ben Horowitz. It never removes financial reserves to take care of purchase impulses. The possibility exists to gain money searching discountings and promotions, but this needs to be made a planning, verification of the necessity and to search prices. To leave to the purchases it looks to the least 3 store of its preference and in food case, one remembers to also search in the attacked ones that they vendam fracionado, although not to supply packings, some products can have very convidativos prices, but it is necessary to search the offers of the supermarkets to carry through a good purchase. Generally the economy in the item clothes and foods, followed as orientaes and in the suggested dates can exert an average economy of 20% on these expenses, think, write down and make a better programming of its purchases.

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    Brazilians

    December 18, 2012 // Comments Off on Brazilians

    Another point to be verified is the sustentation of the development of the Brazilian economy, in virtue of the valuation of the Real, that will be a natural process, with the increase of the petroliferous reserves and as the Brazilian empresariado one will be able to face the international competition with the fall of the dollar, being harmed the balance of the national productivity, with possibility of invasion of the mattered ones, being able to compromise the level of job in the country. A solution for this exists, that is the fall of the tax burden, in the order of 10% of the GIP, currently it is around 35% of the GIP, but this would depend on structural change of all national politics, will be that the politicians desire to spend little? They will learn to manage the money better public or simply they will make of account that is not with them? Taste always to write positive facts, but always I was very realistic on the situation, know that we are growing, but until when, the Real it was a gift for the Brazilians because it obtained to domar the inflation, as well as I consider that in last the two years the economic team worked of correct form, but now we need reorganization in the politics tax, of which, it competes to the politicians and to the public economists or managers the ousadia not to carry through, will be that they are prepared? Who will defend this flag? Necessary Brazil to concentrate in this question to leave benefited the crisis, that can be a chance of sustainable development front to the global context. Although the doubts, we must concentrating in them in our reality and making optimum for ours life and our country. .

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    The Sales

    September 3, 2012 // Comments Off on The Sales

    Last componetente to be added is the intended profit. This phase is basic, therefore the joined value corresponds to the minimum price to be charged for the sales of the product or service, so that it is possible to repay the values used in production and to keep the economic and financial health of the company. This value also will have to base the promocionais actions that the company develops or intends to develop, therefore any value below will bring a negative return, that is, the costs will be bigger of what the profit. It is important to observe that the accompaniment of this value must periodically be carried through and in all the occasions where to occur increase of the cost of insumos, hand of workmanship or other item. Desctaca that how much bigger the efficiency and produtivide of the lesser company will be the unitary cost of each product, therefore in the practical one it will be if working with little wastefulness and producing more with little resources. In this direction, I observe that the profits of productivity, that can be gotten by the acquisition of a new equipment, training of the employees and diverse other factors, as well as the increase of the efficiency in the use of the resources, try the necessity to reevaluate the price considering the involved costs, with sights to guide possible promocionais campaigns for the conquest of new customers, increase of the sales and other actions. 2? To evaluate the price in relation to the competitors: Established the price in relation to the costs, the next stage and to evaluate which the price practised for the competitors. I remember that the best way to get the necessary information (price of the competitors) is by means of a field research, that is, to visit its competitors. On the basis of these information, can be found two situations.

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    So Paulo Stock Exchange

    June 27, 2012 // Comments Off on So Paulo Stock Exchange

    At a first moment, the return of the foreign investors, who answer for 37% of the operations of the So Paulo stock market, reached only the actions called blue Chips, those with bigger liquidity in the BM& F So Paulo Stock Exchange, as Petrobra’s and Vale. In 2009, until yesterday, the two companies had had yield of 58,29% and 41,50%, respectively. But as analysts the movement already reached other great companies of the Ibovespa, but they have inferior liquidity to the one of the two multinationals. Government preocupadoA appreciation of the Real is the biggest concern of the government, at this moment. The exchange tax can be a factor of ' ' run down and of incertezas' ' in the next months, ahead of a retaken slow process of of the activity level. The Treasury department and Central banking agree, however, that the only thing certain to make, for the time being, is to continue reducing the Selic tax and to strengthen to buy of exchange reserves.

    If it has some divergence, it if it relates to the speed and intensity of the fall of the tax of interests of now in ahead. The Farm finds that in the meeting of the Copom of the next week the reduction would have to be of 100 points base, what would take the Selic for 9,25% to the year. The BC gave indications of that it would diminish the cuts from now. He is discarded, for however, the return of the collection of the IOF of 1,5% on the foreign investments in fixed income securities and papers of the public debt, option that arrived to be considered last week in agreement we report in a previous article.Exactly the reduction most intense of the interests and a reinforcement in the purchase of exchange reserves (with lesser shipment cost), however, does not have to revert the picture.

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    Paulo Stock Exchange

    June 23, 2012 // Comments Off on Paulo Stock Exchange

    The crisis that reached the worse moment in the end of the last year frightened the investors of the Stock exchange, that locked up 2008 with the worse index since 1972, making bitter fall of 41,22%.Mas nothing as one day after the other. The Stock exchange was for as the consecutive month optimum investment, surpassing with recess more popular applications, as saving and deep of fixed income in April. Investors who had applied its resources in dollar and gold (options, say ' ' more seguras' ' at crisis moments), they had had the dissabor to even lose for the inflation of the month. The index of Ibovespa action, reference for good part of the deep ones of changeable income, was higher 15.55% in April. One is about the greater gone off of the index since February of 2005, explained mainly for the strong flow of foreign investments for the Brazilian Stock market. Deep of fixed income and the type ' ' DI' ' they had presented average return of, respectively, 0.62% and 0.72% in this month, according to calculation of the Anbid (association of the investment banks), with data brought up to date until day 27.

    More popular application of the country, the saving had yield of 0,54%.Esses investments had still obtained to provide to the applicators profit above of the inflation of the month, that was of 0,36%, if measured by the IPCA-15 (that it reflects the consumption for families with income up to 40 minimum wages). The return still bigger if was considered the IGP-M, used for the readjustment of rents, that in April pointed 0,15% deflation. The dumb picture, however, considering the investments in some of the riskier financial assets of the market: dollar and gold. Investors who had bet in the American currency turn its economies to shrink 5.92% in this month, considering the quotation formed in at sight market.

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